Registering Your Home – Why it Matters & How to Do it Right: Registering your home is crucial because it gives you a legal record of ownership that protects your property. It also helps you to update courier services for faster delivery of packages.
5 Benefits of Registering Your Home
1) Legal Protection
It is important to register your property because it can help protect you legally. It allows you to prove ownership of your home in a court of law. And also makes it more difficult for squatters or thieves to steal your property. Vacant properties are often the target of squatters, theft, and vandalism. It is possible to register vacant property in most states voluntarily.
If your marriage is breaking down and your spouse owns the house in their name alone, it’s possible to protect yourself by registering what is called ‘home rights’ (formerly known as matrimonial home rights). These rights prevent your partner from selling or applying for a mortgage without you being told. These rights only apply to the family home and cannot be transferred to other properties.
2) Identity Protection
You can get alerts if someone uses your identity to commit deed fraud. You can also find out if your identity is being used to make payday loans or wire transfers and get removed from lists that data brokers sell to telemarketers. According to National Home Registery, registering your home address with parcel services is also a good idea so they know where you live.
This will help prevent your packages from being returned to the sender or delivered to the wrong place. If your husband, wife, or civil partner owns the home in their name alone – you can protect your interests by registering matrimonial home rights (or a ‘home rights notice’). This will stop them from selling the property without your consent.
3) Taxes
If you have a historic home, registering it could mean prestige and networking opportunities. It also typically qualifies you for grants, loans, and tax incentives. Registering a deed can make it easier to get mail delivered and ensure that your address is visible to visitors and couriers. It can also increase your chances for property redevelopment, which brings new jobs and income to the neighborhood.
Your attorney will ensure that the description in your deed matches the property you bargained for, is titled in the names you desire, and that the title is searched to guarantee that no liens affect its value. Then they will file it with your city or county land records clerk.
4) Insurance
When you register a property, it can help prevent any problems in the future should the need to sell arise. This is particularly important for older properties where deeds may have been lost or are incomplete. Voluntarily registering your family home also helps to rectify issues on the title that could cause prospective purchasers to lose interest in the property (click here for more information about adverse possession).
Registering your address can save you the frustration of having packages returned or delivered to the wrong location. If you haven’t already, visit your local post office and ask about rerouting your mail or setting up a holding service for new homeowners. This will ensure your address is registered and visible to delivery services.
5) Affordability
Many home builders offer the option of registering your new home address with UPS, FedEx, and other delivery companies before you move in. This gives you the peace of mind of knowing that your packages will be delivered correctly and that visitors and delivery carriers can find you easily.
A qualified real estate attorney can help ensure your deed includes the correct description of the property you bargained for, that the title is in your name, and that there are no liens that could affect the value of your home. Hiring an attorney is essential for protecting your most important investment.
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